Whether yours is a small-to-medium sized business, a professional practice, a consultancy or a trading business, you will have a whole lot of things to worry about, especially if you are a start-up or are still trying to find your feet.
You will still need an efficient banking solution without having to trouble yourself about maintaining a high balance. Easy to open and simple to manage, the zero balance (and cost-efficient!) CSB Smart Current Account is the perfect choice for your daily banking needs.
Features
- Multicity cheque book facility
- ATM- cum-Debit Card facility
- Free Internet/Mobile banking facility
- RTGS/NEFT Facility
- Any Branch Banking (ABB) facility
- Daily cash remittance limits:
- - Free of charge up to ₹10,000.
- - Beyond ₹10,000 (₹10 per ₹10,000 up to ₹1,00,000).
- - Beyond ₹1,00,000 (₹20 per ₹10,000).
Benefits
- No minimum balance stipulation
- No folio charges
Any Branch Banking Facility
This facility is available to customers on registration. Eligibility criteria and benefits available for various category of customers are as follows:
| Account Type | SILVER | GOLD | DIAMOND | PLATINUM |
|---|---|---|---|---|
| Minimum balance (₹) | 20,000 | 50,000 | 1,00,000 | 5,00,000 |
| Penalty for non maintainance of minimum balance (₹) | 250 | 250 | 500 | 500 |
| Free limits per month | SILVER | GOLD | DIAMOND | PLATINUM |
|---|---|---|---|---|
| Cash Withdrawal (₹) | 1,00,000 | 2,00,000 | 5,00,000 | 25,00,000 |
| Cash Deposits (₹) | 1,00,000 | 2,00,000 | 5,00,000 | 25,00,000 |
| Fund Transfer (₹) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| At Par Facility (₹) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| Collection of cheques (₹) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| Total limits (₹) | 11,00,000 | 34,00,000 | 74,00,000 | unlimited |
- Charges for usage in excess of free limits will be:
- - All cash transactions: ₹1 per thousand, subject to a minimum of ₹25.
- - All transfer transactions: ₹5 per lakh.
